There has been much discussion on the pandemic causing buyers to look outside of urban regions. Isolation under a lockdown has caused buyers to seek more space as a trade-off against an urban location. While it is important to pay attention to trends, we must be mindful of the fact that it is especially risky to overpay on a trend and become saddled with increasing debt particularly when interest rates are unrealistically low and can only go up at some point in the future r