There is no doubt that inflation is creating pressure on interest rates to rise. To understand what is likely to occur with interest rates going forward, I believe one important variable to look at is what the low interest rate environment has created. Low cost of capital has certainly created opportunity by allowing businesses to grow but it is also responsible for inflated asset valuation levels that have come mostly from the ability to borrow. In other words, there is an i

There has been much discussion on the pandemic causing buyers to look outside of urban regions. Isolation under a lockdown has caused buyers to seek more space as a trade-off against an urban location. While it is important to pay attention to trends, we must be mindful of the fact that it is especially risky to overpay on a trend and become saddled with increasing debt particularly when interest rates are unrealistically low and can only go up at some point in the future r